CARD PAYMENT GATEWAY (CPG)

WPM Software's Card Payment Gateway enables customers to make payments via debit or credit card to your business online, easily, securely and conveniently at any time, from any location.

The Card Payment Gateway allows you to provide one or more payment pathways through which customers can make payments to your business. This is ideal in situations where securing the whole of your website is not feasible or desirable and using an outsourced solution for payment processing can provide significant benefits. Alternatively, if you currently do not accept payments, this is a suitable solution to provide your customers with a standalone system through which to make payments while seamlessly interfacing with your internal systems.

The flexibility of the Card Payment Gateway allows it to support a number of functionally different payment pathways; where each can be optimised for its own particular audience and payment type(s). The solution is therefore suitable for any type of payment from larger value to smaller miscellaneous and incidental costs.

The solution is fully managed and hosted on WPM's secure network, requiring no initial hardware investment or ongoing maintenance.

HOW THE CARD PAYMENT GATEWAY CAN BENEFIT YOUR BUSINESS.

Integrates seamlessly with your website

From your customers' perspective it is vital that they have confidence in your online payment process in order for them to complete their transaction. The Card Payment Gateway integrates seamlessly with your website so that the customer, as far as they are aware, are on your website from the start to finish of their purchasing process. This increases confidence in your site and improves your brand, leading to increased repeat sales and referral business.

Offer more payment options to win more customers

By offering your customers alternate payment options such as PayPal or Dynamic Currency Conversion (DCC) you will create new opportunities by reaching out to customers who may previously be excluded from your offering.

Real-time payment processing and reporting

Transactions are processed in "real-time" via an online Payment Service Provider (PSP). Typically the PSP is connected to a main bank although we have also worked with a number of independent providers which, among others, include:

Fully integrated with Payment Service Providers

The Card Payment Gateway is Payment Service Provider independent and can support multiple PSPs and merchant accounts within a single implementation. This also allows the use of different PSPs for different commercial entities using the solution.

Flexibility to take advantage of PSP rates by transaction volume or value

A fundamental advantage of the solution is that it is not dependent on any one PSP and it is possible to, with a minimal amount of disruption, to change from one PSP to another at any point. This means you can shop around for the best combination of PSP transaction charges and functionality.

PCI DSS Compliant, secure and managed hosting environment

WPM Software is classed as a Level 1 Service Provider under the Payment Card Industry Data Security Standard (PCI DSS) and, as such, has an annual independent audit carried out to certify this compliance. Clients using WPM Software's services that do not handle card details themselves are covered by WPM Software's compliance.

No limitation, or additional costs, based on the amount of users, products, orders or customers.

We don't punish you for your success. WPM Software does not charge per transaction, nor place any restriction or charge any additional fees on the number of transactions that can be placed through the system. We actively encourage and advise you in the best ways to improve your payment processes and increase your transactions taken online.

No additional hardware or software required

All WPM solutions are fully hosted and managed by WPM on a secure network, requiring no hardware investment or ongoing maintenance.

Stay up-to-date with changes in the Online Payment Industry

WPM Software solutions are provided under an annual licence, which also covers hosting and maintenance of the system. Also included under the maintenance fee are any amendments to the card processing requirements and the WPM Software industry leading service level agreement guaranteeing you 99.5% availability of the service.